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Rideshare Accident? Get an Advocate Who Knows Their Playbook.
The Rideshare Company's Legal Team is Already Working Against You. Don't Face Them Alone.
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720-209-1469
A Collision with a Rideshare Isn't a Simple Accident.
You Don’t Have to Fight a Multi-Billion Dollar Corporation and Its Insurance Companies Alone.
A ride-share accident isn’t a simple car crash. As a passenger, another driver, or even a rideshare driver, you’re not just facing a single driver’s insurance—you’re up against the multi-billion dollar legal teams of corporations like Uber and Lyft.
At Beck Law Office, we use our 24+ years of experience, including valuable prosecutorial insight, to cut through the confusion, navigate their complicated insurance policies, and secure the compensation you deserve. We handle the legal fight so you can focus on your recovery.
Understanding Your Rideshare Legal Options: The Critical Difference is Timing
Determining who is responsible for your injuries starts with one critical question: what was the driver’s status at the time of the accident? This determines which insurance policy will cover your claim and how much compensation may be available.
The timing of your accident can mean the difference between minimal coverage and full compensation. We investigate immediately to determine the driver’s exact status.
Driver Was Offline
- The driver was not logged in to the app and was driving on their own time
- The claim would likely be against the driver's personal insurance policy
- Coverage: Typically lower personal auto insurance limits
- Challenge: Personal policies often exclude commercial activity, meaning the driver's insurance company may deny the claim entirely
Driver Was Logged In (Waiting for a Ride)
- The driver was logged into the app but had not yet accepted a ride
- Uber and Lyft's liability coverage applies at this point, but it's typically a much lower limit
- Coverage: Contingent liability (usually $50,000/$100,000/$25,000)
- Challenge: Limited coverage may not fully compensate serious injuries, leaving you undercompensated
Driver Was On a Trip (With a Passenger or En Route)
- The driver had a passenger or was on the way to pick up an accepted ride
- This triggers Uber and Lyft's highest insurance coverage—a critical source of compensation for catastrophic injuries
- Coverage: Typically a $1 million liability policy
- Advantage: Maximum coverage available for serious injuries and full compensation
Why Rideshare Accidents Are More Complex
You need attorneys who understand these complexities and know how to fight corporate legal teams.
Multiple Insurance Policies
Unlike regular car accidents, rideshare crashes can involve:
- Driver’s personal insurance (when offline)
- Rideshare company’s contingent coverage (when logged in)
- Rideshare company’s commercial policy (when on a trip)
Other drivers’ insurance if multiple vehicles are involved
Complex Technology Evidence
Modern rideshare accidents involve:
- App data showing driver status at time of crash
- GPS tracking of vehicle location and speed
- Electronic logging of trip details and timing
Background check records and driver history
Corporate Legal Teams
Uber and Lyft have massive legal departments working to:
- Minimize their liability exposure
- Shift blame to drivers’ personal insurance
- Settle claims quickly for less than fair value
- Use their resources to outlast injured victims
Regulatory Gray Areas
Rideshare companies operate in legal gray areas:
- Drivers are classified as independent contractors, not employees
- Insurance coverage gaps between personal and commercial policies
- Varying state and local regulations
- Evolving legal precedents
Immediate Investigation and Evidence Preservation
What We Do for You After a Rideshare Accident
Immediate Investigation
The rideshare companies are already investigating. We act quickly to secure and preserve evidence before it disappears, including app data, black box information, and witness statements:
- Determine driver's app status at the exact time of the crash
- Identify all liable parties including other drivers and third parties
- Preserve critical data from the rideshare app and GPS systems
- Document the scene with photos and witness statements
- Obtain police reports and traffic camera footage
Tackling Complex Insurance Issues
We handle all communications with multiple insurance companies:
- Uber/Lyft's insurance teams and their aggressive tactics
- Driver's personal insurance and coverage disputes
- Other parties' insurance if multiple vehicles were involved
- Your own insurance for uninsured/underinsured motorist claims
- Medical insurance coordination to prevent liens
We will not let them push you into a lowball settlement.
Fighting for Maximum Compensation
We build a comprehensive case to recover full damages:
- Economic damages: Medical bills, lost wages, future medical care
- Non-economic damages: Pain and suffering, loss of enjoyment of life
- Property damage: Vehicle repairs or replacement
- Punitive damages: When gross negligence is involved
Taking Your Case to Trial
We are prepared to take your case to court if necessary:
- Extensive trial experience against corporate defendants
- Resources to match corporate legal teams
- Reputation for trial readiness that leads to better settlements
We’re not afraid of big tech companies and their lawyers.
Types of Rideshare Accidents We Handle
Passenger Injuries
If you were injured as a passenger:
- Easiest cases to win – you're typically not at fault
- Multiple insurance policies may apply for maximum compensation
- Higher settlement values due to clear liability
Other Driver Injuries
If you were hit by an Uber or Lyft driver:
- Complex liability determination based on driver's app status
- Potential coverage gaps we work to eliminate
- Corporate defense tactics we know how to counter
Pedestrian and Cyclist Injuries
If you were hit while walking or cycling:
- Severe injuries due to lack of protection
- Higher compensation for catastrophic injuries
- Detailed investigation of driver distraction and app use
Multi-Vehicle Accidents
Complex crashes involving multiple parties:
- Comprehensive investigation of all liable parties
- Coordination with multiple insurance companies
- Maximum recovery from all available sources
What Compensation Can You Recover?
Rideshare accidents often involve higher settlement values due to the availability of $1 million insurance policies and the severity of injuries.
Medical Expenses - Current and Future
- Emergency room and hospital costs
- Surgery and specialist treatment
- Physical therapy and rehabilitation
- Future medical care for ongoing treatment needs
- Medical equipment and assistive devices
Lost Income and Earning Capacity
- Current lost wages during recovery
- Future lost earning capacity if injuries are permanent
- Lost benefits including health insurance and retirement contributions
- Reduced earning potential from long-term disabilities
Mobility and Independence Issues
- Physical pain and discomfort
- Emotional trauma from the accident
- Loss of enjoyment of life
- Permanent disability or disfigurement
- Impact on relationships and family life
Property Damage and Other Costs
- Vehicle repairs or total loss replacement
- Personal property damaged in the crash
- Rental car expenses during repairs
- Diminished value of your repaired vehicle
Why Choose Beck Law Office for Your Rideshare Accident?
Former Prosecutor's Advantage Against Corporate Defense
Attorney Lori Beck's experience as a Deputy District Attorney gives us unique insight into how to build cases that stand up to corporate legal teams. We know how to counter the sophisticated defense tactics used by billion-dollar companies.
Specialized Rideshare Accident Experience
We understand the unique complexities of rideshare accidents, including app data analysis, driver status determination, and complex insurance coverage issues. We know how to navigate the corporate maze to get you results.
Trial-Ready Reputation That Gets Results
Corporate insurance companies know we have extensive trial experience and aren't afraid to take cases to court. This reputation often leads to better settlement offers before trial becomes necessary.
No Fees Unless We Win Your Case
Rideshare accident cases require significant resources to investigate and litigate against corporate defendants. We advance all costs and only get paid if we secure compensation for you.
24/7 Availability for Emergency Situations
Rideshare accident evidence can disappear quickly as apps update and data gets overwritten. We're available around the clock to immediately begin preserving critical evidence.
Thorough Investigation Capabilities
We have the resources and experience to conduct comprehensive investigations, including accident reconstruction, video analysis, and expert testimony. We leave no stone unturned in building your case.
Frequently Asked Questions: Who is responsible for a ride-sharing accident in Colorado?
Who is responsible for a ride-sharing accident in Colorado?
Determining responsibility is based on Colorado’s negligence laws. However, a rideshare accident can have multiple liable parties, including the Uber/Lyft driver, the rideshare company, and other negligent drivers. We will launch a full investigation to find every party responsible for your injuries.
To recover, we must prove the at-fault party was negligent. We do this by building a case that proves they had a duty to keep you safe, breached that duty through their actions (or inactions), and that their negligence directly caused your injuries and the damages you have suffered.
What should I do after an Uber or Lyft accident?
Immediately seek medical attention, call the police, and document everything you can. Do not give a statement to the rideshare company or their insurance until you have spoken to an attorney. Key steps include:
- Call 911 for medical help and police response
- Take photos of all vehicles and the accident scene
- Get the driver’s information and insurance details
- Document which app the driver was using
- Collect witness contact information
- Seek immediate medical attention even if you feel okay
What if I was injured while riding in an Uber or Lyft?
If you were a passenger, your case is typically more straightforward. You are not at fault, and we will pursue a claim against the driver’s insurance, the rideshare company’s insurance, or both. As a passenger, you have strong legal protections and access to the highest level of insurance coverage.
What if I was not wearing a seat belt at the time of the accident?
Not wearing a seat belt may affect your compensation but doesn’t eliminate your claim. Colorado uses comparative fault rules, so your compensation may be reduced by your percentage of fault. However, the rideshare company or driver may still be primarily responsible for the accident.
What if the Uber driver was at fault for the accident?
The driver’s fault triggers different insurance coverage depending on their app status. If the driver was on a trip, Uber’s $1 million policy typically applies. If they were offline, their personal insurance may apply. We investigate immediately to determine the highest available coverage.
What if the driver's insurance company contacts me?
Don’t give any statements without consulting us first. Insurance adjusters are trained to get you to say things that can be used against you. They may seem helpful, but they’re working for the insurance company, not for you.
What happens when the driver was not logged in to the app when my injuries occurred?
The driver’s personal insurance would typically be the primary coverage. However, we also investigate whether the driver was actually working despite being logged out, which could trigger rideshare company liability. These cases require careful investigation of the driver’s activities and intentions.
What happens when the operator of the vehicle is logged in but waiting for a passenger to request a ride?
Uber and Lyft provide contingent liability coverage during this phase, but it’s typically lower than their full commercial policy. We work to maximize compensation by investigating all available coverage sources and potential gaps in the driver’s personal insurance.
What happens when the rideshare driver has a passenger or is on the way to pick up a passenger?
This triggers the highest level of insurance coverage – typically $1 million in liability protection. This scenario provides the best opportunity for full compensation, especially for serious injuries. We aggressively pursue these high-value policies.
Are Uber drivers considered independent contractors?
They are classified as independent contractors, not employees. However, this classification does not prevent you from holding the company responsible for their negligence. We can still pursue claims against the rideshare company’s insurance policies and for their own negligent actions.
Injured in an Uber or Lyft or Taxi? Your Fight Starts Now.
The rideshare company’s legal team is already working against you. They have investigators and claims adjusters working immediately to minimize their liability and your compensation. Every day you wait gives them more time to build their defense.
Don’t wait until it’s too late. The sooner you act, the stronger your case becomes.
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We Look At The Law Differently
What Our Personal Injury Clients Say
Serving Rideshare Accident Victims Throughout Denver
Beck Law Office represents rideshare accident victims throughout the Denver Metro Area and Colorado’s major urban centers where Uber and Lyft operate:
High-Traffic Rideshare Areas:
- Denver International Airport – Heavy rideshare pickup and drop-off traffic
- Downtown Denver – Business district with frequent rideshare use
- University Areas – CU Denver, DU, and student-heavy neighborhoods
- Entertainment Districts – LoDo, RiNo, and nightlife areas
- Shopping Centers – Cherry Creek, 16th Street Mall, and major retail areas
Counties Served: Adams | Arapahoe | Boulder | Broomfield | Denver | Douglas | El Paso | Gilpin | Jefferson | Larimer | Weld
Major Cities: Denver | Aurora | Boulder | Colorado Springs | Fort Collins | Thornton | Westminster | Arvada | Lakewood | Greeley
Our local knowledge of Denver’s rideshare traffic patterns and accident hotspots gives our clients a distinct advantage.